Just answer the following questions and we will provide you with an instant general assessment of your borrowing ability as determined by general lender guidelines. This pre-qualification form does not constitute an application or a commitment to lend. This pre-qualification is not an indication of the actual loan type or amount for which you may qualify.
1.
What purchase price are you interested in?
$
2.
Which state will the property be located in?
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
3.
What type of property do you plan on buying?
a Single Family Residence
a Condominium
a Co-operative
a 2-4 Unit Building
4.
How will you be using your new property?
as a Home
as a Second or Vacation Home
as a Rental or Investment property
5.
Please enter your
gross monthly income
(before tax income) from all sources:
$
Borrower
$
Co-borrower
6.
Are you willing to document this income through pay stubs or tax returns:
I will
document my income for the lender.
I will state my income
but will not provide documentation.
7.
What
percentage
of the purchase price will your
down payment
be?
Downpayment
3
5
10
15
20
30
40
50
60
70
80
90
% of purchase price
8.
How much cash do you have available for the
down payment and closing costs
. You may include cash from all sources including checking, savings and mutual funds. Also include the value of securities or other assets that can be readily converted to cash.
$
Available Cash and assets readily sold for cash
9.
If you will be using any
gift funds
from a direct family member please enter that amount here and make sure this is not included in the amount above:
$
Total Gift Funds
10.
Please enter your
Total Monthly Debts
to all creditors
excluding credit card balances
.
$
Car Payments
$
Student Loan Payments
$
Other Loan Payments
11.
Please enter your
Total Credit Card Balances
excluding accounts you pay off on a monthly basis.
$
Total Credit Card Balances (only those not paid off each month)
Please click on the 'Pre-Qualify' button below for a customized pre-qualification of your borrowing potential. After reviewing your results you can then apply to get pre-approved.